Left Content
Site Navigation
Checking
We offer many different checking accounts geared toward a variety of needs. Every Cal National checking account comes with these great benefits!
- NO ATM fees for any account, plus reimbursement for other banks' ATM fees with Value and Market Rate Checking1
- FREE BankRewards® Visa® Check Card
- Earn 1 point for every $2 in net signature transactions
- FREE Online Banking, Mobile Banking2 and Bill Payment
- FREE 24/7 Bank-by-Phone
- UNLIMITED check writing
- Exceptional service from your neighborhood bank
No matter what you are looking for, we have an account that is perfect for you!
Free Checking
This basic checking account is perfect for the individual who maintains a lower balance. The features are as follows:
- No monthly service charge
- No minimum balance requirements
- No ATM fees
- Free check safekeeping
Value Checking
Designed for individuals who keep more than $500 in their accounts and want to earn interest on their balances. The features are as follows:
- No ATM fees and reimbursement for other banks' ATM fees1
- Free check imaging
- First order checks free3
- One free NSF waiver annually
- Free cashiers' checks
- One year free safe deposit box4
- Extras for Seniors age 60+
- No monthly service charge
- Free checks for life3
- Daily minimum balance of $500 or combined deposits of $10,000 required to avoid monthly service charge; otherwise $10 per month.
- Plus, get up to 5,000 BankRewards® bonus points with your new account: 2,500 points for any new direct deposit of $100 or more and 2,500 points with your first online bill payment or automatic payment from checking.5
Market Rate Checking
Designed for individuals who maintain higher checking balances and want to earn higher interest rates on their liquid funds. The features are as follows:
- Seven interest rate tiers with higher rates for higher balances
- $0.01-999.99
- $1,000-9,999.99
- $10,000-24,999.99
- $25,000-$49,999.99
- $50,000-$74,999.99
- $75,000-99,999.99
- $100,000+
- No ATM fees and reimbursement for other banks' ATM fees1
- Free check imaging
- Free checks for life3
- One free NSF waiver annually
- Free cashiers' checks
- One year free safe deposit box4
- Daily minimum balance of $10,000 or combined deposits of $25,000 required to avoid monthly service charge; otherwise $25 per month.
- Plus, get up to 10,000 BankRewards® bonus points with your new account: 5,000 points for any new direct deposit of $100 or more and 5,000 points with your first online bill payment or automatic payment from checking.5
Minimum deposit to open any account is $100.
1 International Service Assessment fees may apply for international transactions.
2Access to Mobile Banking requires an internet access plan with your mobile carrier. California National Bank is not responsible for any fees your wireless provider may charge for accessing the internet from your mobile device.
3 Basic safety check pattern
4 3"x5" box or smaller. Setup fee and first year rent waived. Safe Deposit boxes may not be available at all locations.
5Must be the first direct deposit to or first online bill payment or auto debit from any California National Bank checking account and must be posted to the account within 90 days of account opening to earn the bonus points.
Right Content
Helpful Links
