Left Content
Site Navigation
Commercial Real Estate
Cal National Bank is a leading multi-family and commercial real estate lender in Southern California. Cal National is a reliable and experienced resource for all types of multi-family, commercial and construction needs for owners and investors.
At Cal National, we understand that a “one-size-fits-all” approach to commercial lending just doesn’t work. We employ real people to make loan decisions and customize financing to suit your financial needs. We offer fixed and adjustable rate financing at competitive rates and flexible terms.
Commercial Loan Program |
|
| Property Type: | Office, Retail, Industrial, Self Storage |
| Loan Fee: | 1% |
| Loan Amount: | $500,000- $25,000,000+ |
| Term: | 10 years |
| Amortization: | 25 years |
| Loan To Value Ratio: | 75% |
| Debt Service Coverage Ratio: | 1.25 |
| Recourse: | Recourse |
| Processing Fee: | $750 or 10bps, whichever is greater |
| Third–party Fees: | Actual, to be determined (environmental, title, closing costs, etc.) |
| Prepayment Fee: | Varies by Program |
Please note the guidelines presented above are general. Cal National offers flexible loan programs to suit your financing needs. If you are in the market to finance, we invite you to contact your banker for more details.
Right Content
Helpful Links
Financing
We provide financing for owner-occupied and investment property types:
- Office Buildings
- Retail Centers
- Warehouse Properties
- And many others