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Business Online Banking
Business Online Banking operates through a secure environment and allows you to authorize multiple users and define unique privileges for each user.
Cal National Bank offers two Business Online Banking modules to accommodate the needs of any business: Basic and Enhanced. The best news is that our Basic Module is offered for free when established with any of our Business Rewards Checking accounts1. With the Basic Module, you can:
Save Time
- View your bank statements online.
- View account balances and transaction details in real time.
- View front and back images of cancelled checks.
- Set up alerts to receive notifications of important account activity.
Improve Efficiencies
- Issue stop payment requests in real time.
- Reconcile your accounts with the ability to create files that can be imported to Microsoft® Money, QuickBooks®, Quicken® 98 (or more recent versions) and other leading accounting programs.
- Make loan payments.
Increase Security and Fraud Detection
- Set up multiple users with varying levels of access for everything within Business Online Banking.
- Set approval limits for each individual user.
- Review user audit reports.
Initiate Transfers and Payments
- Transfer funds in real time and set up scheduled or recurring transfers between accounts.
- View and pay bills using Bill Payment.
Get these additional functions with the Enhanced Module2
- Foreign and Domestic Wire Transfer Services
- ACH Origination Services3
- Positive Pay
- ACH EDI Reporting
- Make state and federal tax payments3
1Up to three accounts can be accessed at no charge.
2 Additional fees apply.
3 Subject to approval.
4 To qualify for Business Online Banking bonus points, sign up for Business Online Banking must be completed within 90 days of account opening.
5 To qualify for bill payment or automatic payment bonus points, the bill payment or automatic payment must be the first new transfer service from any of our business checking accounts and must be posted to the account within 90 days of account opening.
6 Available on new accounts only (not available on converted accounts).